Investopedia Financial Review Board

Somer G. Anderson, Ph.D., CPA, has been working within the accounting and finance industries for over 20 years as a monetary assertion auditor, a finance supervisor in a big healthcare group, and a finance and accounting professor. She has a ardour for rising the monetary literacy of American customers and has printed her associated analysis in peer-reviewed publications such because the Journal of Monetary Planning, Monetary Providers Evaluation, Journal of Household and Financial Points, Journal of Monetary Counseling and Planning, and Household of Client Sciences Analysis Journal. Somer is an assistant professor in accounting and finance at Maryville College the place her stability of {industry} expertise, analysis, and repair brings depth to her educating and permits her to extrapolate educating moments from actual enterprise occasions.

Anthony Battle is a monetary planning professional, entrepreneur, devoted life lengthy learner and a recovering Wall Avenue skilled. He has been working within the finance {industry} for 15+ years and is a fierce advocate for together with monetary literacy as a primary instructional requirement in public training. Anthony is a CERTIFIED FINANCIAL PLANNER™ skilled. He has earned the Chartered Monetary Advisor® designation for superior monetary planning, the Chartered Life Underwriter® designation for superior insurance coverage specialization, the Accredited Monetary Counselor® for Monetary Counseling and each the Retirement Earnings Licensed Skilled®, and Licensed Retirement Counselor designations for advance retirement planning.

Michael Boyle is an skilled monetary skilled with greater than 9 years working with monetary planning, derivatives, equities, fastened revenue, venture administration, and analytics. Highlights from his profession within the securities {industry} embody implementing firm-wide expertise migrations, conducting training for monetary planners, changing into a topic professional on regulatory modifications, and buying and selling a wide range of derivatives. Chartered Management Fellow on the American School of Monetary Providers, he coached and supervised monetary planners on making appropriate suggestions of advanced monetary merchandise.

Thomas J. Brock is a Licensed Monetary Analyst and a Licensed Public Accountant with greater than 20 years of expertise in a wide range of company and particular person settings. In a company setting, he oversees a $4 billion insurance coverage portfolio that features $650 million in life insurance coverage belongings, facilitates funding danger assessments, formulates asset allocation suggestions, manages relationships with exterior advisors and cash managers, and ensures compliance. In private settings, Thomas has offered monetary planning and funding administration companies to people. In these roles, he is supplied retirement plans, funding insurance policies, and in-depth training on asset lessons, funding methods, private finance matters, insurance coverage, and annuities.

Sharre is an legal professional, senior licensed human assets skilled, professor, and licensed FINRA arbitrator. Sharre has multi-industry expertise together with: healthcare, academia, authorities, and digital technique firms. For greater than 10 years, Sharre has labored on many features of human assets and employment regulation together with: negotiating union labor contracts, designing medical health insurance plans, responding to litigation and authorities audits, and managing continuity in pay and advantages in mergers & acquisitions. Sharre has been an adjunct teacher in undergraduate, MPA, and MBA packages at Georgetown, Bowie State, and Webster Universities. Sharre is a FINRA arbitrator; a listening to officer who makes selections in federal securities associated disputes. She can also be an advocate for investor training to assist buyers make knowledgeable selections about investments and funding professionals.

Dr. JeFreda R. Brown is a monetary marketing consultant, educator, entrepreneur, and researcher. She has greater than 20 years {of professional} finance expertise throughout federal, nonprofit, company, and tutorial sectors. Along with her expertise throughout a number of sectors, she has served as a professor and facilitator for programs at Cornell College, College of Alabama Birmingham, and Indiana Wesleyan College. She has taught programs in company finance, private finance, monetary accounting, and managerial accounting, and she or he facilitates Cornell’s Girls’s Entrepreneurship Certificates Program. JeFreda holds a doctorate in enterprise administration from Walden College.

Thomas J. Catalano is a CFP and Registered Funding Adviser with the state of South Carolina. He holds an MBA from PACE College and accomplished his training in monetary planning at NYU. Thomas has labored for Merrill Lynch and NMS Capital Advisors. In these positions, Thomas labored with people and firms to evaluate their monetary state of affairs and create a complete plan to attain their monetary objectives. Thomas presently owns his personal advisory agency, Hilton Head Wealth Advisors. His day by day shopper companies embody portfolio administration and ongoing steerage on which monetary methods, insurance coverage merchandise, and financial savings automobiles are most applicable primarily based on particular person shopper objectives.

Amilcar Chavarria is a FinTech and blockchain entrepreneur with over a decade of expertise launching firms. He presently teaches at main Universities like Cornell, Wharton, and MIT and advises governments, monetary establishments, regulators, and startups. He’s additionally held administration roles at Goldman Sachs and BlackRock. Because the founding father of FinTech Faculty and teacher at numerous universities, Amilcar has educated over 20,000 college students in his tutorial profession in matters associated to FinTech, blockchain, cryptocurrency, entrepreneurship, and Innovation.

Marguerita M. Cheng is the Chief Government Officer at Blue Ocean International Wealth. Previous to co-founding Blue Ocean International Wealth, Marguerita was a Monetary Advisor at Ameriprise Monetary and an Analyst and Editor at Towa Securities in Tokyo, Japan. Marguerita is a spokesperson for the AARP Monetary Freedom Marketing campaign and an everyday columnist for Kiplinger. She is a CFP® skilled, a Chartered Retirement Planning CounselorSM, a Retirement Earnings Licensed Skilled®, and a Licensed Divorce Monetary Analyst.

Marguerita studied at Keio College in Tokyo, Japan, and earned her B.S. in Finance and her B.A. in East Asian Language and Japanese Literature from the College of Maryland, School Park. She is a recipient of the Ameriprise Monetary Presidential Award for High quality of Recommendation and the distinguished Japanese Monbukagakusho Scholarship.

Doretha Clemons, Ph.D., MBA, PMP, has been a company IT government and professor for 34 years. She is a Actual Property Investor and principal at Bruised Reed Housing Actual Property Belief, a State of Connecticut Residence Enchancment License holder.  She advises on actual property wealth constructing for retirement, house shopping for, shopper debt, credit score restore, HUD/FHA, VA and USDA mortgage funding packages with down fee help and tax financial savings on properties in HUD alternative zones and enterprise zones.  Licensed by the State of California to show Accounting and Finance, she is an adjunct professor at Connecticut State Faculties & Universities, Maryville College and Indiana Wesleyan College.

Amy Drury is an completed monetary educator with almost 20 years of expertise educating coaching monetary professionals in accounting, enterprise administration, evaluation, monetary modeling, and asset administration. Her purchasers embody Wall Avenue companies and academic establishments: JP Morgan, HSBC, Morgan Stanley, Constancy, the Federal Reserve Financial institution of New York, Columbia College, Tulane College, and Wake Forest College. A few of the matters that Amy has taught embody accounting, monetary modeling, valuation strategies, IRFS accounting, merger modeling, and monetary evaluation. Along with educating purchasers via lessons and workshops, Amy has been a contributing author for a number of publications, on-line studying curricula, and accounting and funding banking textbooks.

Eric is an Unbiased Insurance coverage Dealer, licensed in Life, Well being, Property & Casualty insurance coverage. His time is spent serving to his shopper base put together for the surprising.  His background in tax accounting has served as a strong base supporting his present guide of enterprise.  Eric primarily companies the NJ space, although he’s licensed in a number of different states. Eric is obsessed with monetary training, entrepreneurship, and balancing a wholesome mindset towards enterprise. He has been working as a enterprise skilled 13+ years, whether or not that be in accounting or insurance coverage. He’s dedicated to understanding the wants of his purchasers, whereas educating them so they can perceive the merchandise that can defend them when wanted most. Eric’s specialities embody life insurance coverage, enterprise insurance coverage, and residential insurance coverage.

Akhilesh Ganti, who’s registered as a commodity buying and selling advisor (CTA) and listed as a principal of ArctosFX LLC, has traded the monetary markets for over 20 years. He has skilled each side of the “market maker/worth taker” dynamic that defines a market. As senior danger supervisor at FX Options LLC, he successfully deployed methods to mitigate “market maker” danger. His present function, as a CTA, is that of a “worth taker.” He’s immediately liable for all buying and selling, danger, and cash administration selections made at ArctosFX LLC.

Douglas Heller is a nationally acknowledged and ceaselessly cited insurance coverage professional. Throughout greater than 20 years of labor on public coverage and regulatory issues associated to insurance coverage, he has suggested shopper rights organizations, led regulatory challenges to insurance coverage firm charges and practices, served as a consulting professional in litigation, and authored quite a few experiences concerning the insurance coverage {industry}. His work has saved policyholders billions of {dollars} on insurance coverage premiums and helped curb unfair insurance coverage pricing practices. He additionally serves as a member of the U.S. Division of Treasury’s Federal Advisory Committee on Insurance coverage, as an appointed member of the California Vehicle Assigned Danger Plan (CAARP) Advisory Committee, and as a member of the manager committee of the Coalition Towards Insurance coverage Fraud.

Ebony Howard is a licensed public accountant and a credentialed tax professional with Intuit. Her spectacular resume consists of accounting positions at well being care, banking, and accounting companies. Along with her work with firms, Ebony’s function as a QuickBooks ProAdvisor permits her to assist people work via their tax returns. Previously, Ebony served as a tax preparer for the IRS’ Voluntary Earnings Tax Assitance program.

Peggy James is a CPA with over 9 years of expertise in accounting and finance, together with company and nonprofit environments. She has all kinds of expertise that features budgeting, journal entries, financial institution reconciliations, expense administration, human assets, and payroll. She has additionally carried out private finance coaching for a number of hundred undergraduate faculty college students and over 100 school and employees. She most just lately labored at Duke College and is the proprietor of Peggy James, CPA, PLLC, serving small companies, nonprofits, solopreneurs, freelancers, and people.

Robert Kelly has an illustrious profession as a enterprise government, economics professional, and funding professional. He has held government positions at vitality companies for greater than three a long time. He’s an government professor of finance on the Texas A&M Mays Enterprise Faculty, and serves as an adjunct vitality economics teacher of economics on the College of Houston and Rice College. Robert’s funding expertise consists of roles as a lead or co-lead on greater than a dozen tasks through which he has raised greater than $4.5 billion from buyers and business banks.

Khadija Khartit holds FINRA 7, 63, and 66 licenses and is an completed marketing consultant, government, and entrepreneur with deep experience in banking, company finance, investing, bank cards, and common enterprise issues. She is a technique marketing consultant and M&A advisor at fintech KoreFusion, and serves as funding officer at Aghaz Investments. Moreover, she teaches fintech and entrepreneurship at Cornell College and Brandeis College. Khadija is a Fulbright scholar and holds grasp’s levels in finance and enterprise administration.

David is a Licensed Public Accountant (CPA) and an professional within the fields of company monetary accounting, particular person & company tax technique, and monetary assertion preparation and evaluation. Throughout his 6+ 12 months profession, David has assisted advanced multimedia, manufacturing, rental & realty, and digital advertising firms within the growth and administration of their budgeting, accounting, finance, and tax methods to make sure the monetary progress and operational success of the companies. He has additionally labored with hundreds of particular person, company, nonprofit, and belief and property purchasers within the planning, preparation, and execution of tax methods designed to attenuate tax burden and enhance wealth retention. David has assisted quite a few people with retirement planning and long-term investing methods to protect and develop wealth.

Julius Mansa is a CFO marketing consultant, finance professor, and U.S. Division of State Fulbright analysis awardee within the subject of monetary expertise with over 15 years of expertise in monetary and operations administration. Julius’ enterprise expertise is dynamic and consists of main the finance, operations , and administration groups of firms in a number of industries which embody actual property, logistics, monetary companies, and non-profit organizations. As an educational, Julius spends his time lecturing on matters in accounting and company finance. Outdoors of academia, Julius is the Managing Accomplice and lead CFO marketing consultant of MaxPoint Advisors, which is a monetary enterprise companion for medium-sized firms that want strategic and senior-level advisory companies on the way to develop their firms and turn out to be extra worthwhile.

Cierra is the Founder and CEO of Murry Consulting which offers banking compliance, credit score danger administration, and mortgage overview companies to numerous monetary establishments. She has experience in reviewing securities-based, premium financing, asset-based, money movement, small enterprise, center market, company, and institutional transactions. As well as, she offers mortgage signing companies making certain debtors have accomplished their mortgage documentation correctly. She additionally serves as a FINRA private arbitrator resolving securities-related disputes that contain buyers and brokerage companies.

Charles is a nationally acknowledged capital markets specialist and educator who has spent the final three a long time growing in-depth coaching packages for burgeoning monetary professionals. He has spent over three a long time as a monetary educator, the place he developed specialised lessons for buyers, merchants, IT executives, authorized/compliance officers, and numerous kinds of specialised operations teams. These lessons have included matters regarding the real-world points revolving each day within the worlds of equities, fastened revenue and derivatives, in addition to discussing and dissecting economics, market intelligence, and the ever-changing results that expertise has in these markets.

Troy is a 20-year institutional fairness and prop buying and selling veteran turned Vietnam Angel Investor, now nonprofit Founder/CEO and social entrepreneur. He has spent vital time overseas working for each American and worldwide Funding Banks, at all times in buying and selling.

Erika Rasure, Ph.D., is an Assistant Professor of Enterprise and Finance at Maryville College. She is an professional in private monetary planning and practices as a monetary therapist. She has spent the previous six years educating and has included FinTech in private finance programs and curriculum since 2017, together with cryptocurrencies and blockchain. Globally-recognized as a number one cryptocurrency subject material professional and educator, she helped create a FinTech curriculum monitor inside the Administration and Info Methods diploma plan at Maryville College, the place she developed and teaches the Digital Property course.

Brandon is a monetary planner, wealth supervisor, and assistant professor of finance with a large breadth of data about taxes, retirement, and monetary planning. Brandon is a Licensed Monetary Planner, Retirement Earnings Licensed Skilled, Enrolled Agent, and an assistant professor of finance at East Texas Baptist College. He earned a doctorate in finance from Hampton College. Brandon owns his personal monetary and retirement planning agency, via which he applies his experience to day by day conversations about investing, taxes, and monetary planning.

Charlene Rhinehart is a licensed public accountant, Chair of the Illinois CPA Society Particular person Tax Committee, one in every of Apply Ignitions High 50 Girls in Accounting, and an completed speaker and creator. Along with her accounting expertise, Charlene has an actual property license and is the founding father of Wealth Girls Each day, a web site that gives actionable recommendation to assist ladies begin investing. Charlene has a level in accounting and finance from DePaul College.

Pamela Rodriguez is a Licensed Monetary Planner®, Collection 7 and 66 license holder, with 10 years of expertise in Monetary Planning and Retirement Planning. She is the founder and CEO of Fulfilled Funds LLC, the Social Safety Presenter for AARP, the Treasurer for the Monetary Planning Affiliation of NorCal. By means of Fulfilled Funds, she presently serves about 60 households, people and companies. She is presently enrolled within the CIMA® program on the College of Chicago Sales space Enterprise Faculty. By means of her participation with the Affiliation of Monetary Educators, she is ready to assist a whole lot of workers perceive troublesome matters and really feel assured about their private funds and retirement.

Tyrone is the founder 401stc, and Director of Group at Altruist the place he additionally hosts the Human Advisor Podcast.

Gordon Scott has been an energetic investor and has offered training to particular person merchants and buyers for over 20 years. He’s a licensed dealer, an energetic dealer, and proprietary day dealer. He was the managing director for the Chartered Market Technician (CMT)® program supplied by the CMT Affiliation. 

Gordon had an extra seven years of expertise as a buying and selling coach at Beacon Studying Group. Gordon’s profession additionally consists of 10-years with Worldwide Enterprise Machines Company (IBM), the place he developed educational supplies and enterprise course of refinement. He additionally was an Adjunct Teacher at Brigham Younger College–Organizational Technique and Management division.

Michelle P. Scott is a New York legal professional with intensive expertise and experience in taxation, company governance, monetary and nonprofit regulation, and federal and state authorities relations. She has practiced tax regulation with non-public regulation companies in Washington, D.C. and New York Metropolis and served as laws counsel for the Joint Committee on Taxation of the U.S. Congress. For nearly 20 years, she was Vice President andCorporate Counsel of a global monetary companies agency, liable for vital funding transactions and tax planning. She additionally has served as Normal Counsel of working nonprofits engaged in conservation, healthcare and insurance coverage analysis, and worldwide growth, and has written and lectured extensively.

Samantha Silberstein is a monetary marketing consultant and monetary literacy coach. She is a Licensed Monetary Planner presently primarily based out of Northern California. She offers monetary training and recommendation via a whole lot of non-public periods, custom-made workshops and customized webinars. Her day-to-day is crammed with 1-on-1 conversations about 401ks/403bs, ERISA pointers, IRAs, pupil loans, monitoring spending, creating budgets, debt reimbursement methods, pretax/Roth contributions/financial savings, and different non-retirement saving choices/automobiles.

Andy Smith is a self-employed marketing consultant, Licensed Monetary Planner (CFP®), licensed realtor and “pracademic” (combining sensible expertise and the power to show these ideas). He has 35+ years of various expertise throughout federal, company and tutorial sectors; and is an professional on private finance and investing, company finance and actual property. After advancing via the ranks from analyst to CFO, Andy shifted gears to academia and dealing with college students and purchasers one-on-one. At coronary heart he’s an educator, and enjoys helping purchasers in assembly their monetary objectives, irrespective of how giant or small their assets. 

Chip Stapleton is a Collection 7 and Collection 66 license holder, CFA Degree 1 examination holder, and presently holds a Life, Accident, and Well being License in Indiana. He has 8 years expertise in finance, from monetary planning and wealth administration to company finance and FP&A. He has expertise with case design, product information, funding evaluation, funding advice, portfolio development, asset administration, monetary assertion evaluation, enterprise planning, and enterprise exit methods.

Lea Uradu, J.D. is graduate of the College of Maryland Faculty of Regulation, a Maryland State Registered Tax Preparer, State Licensed Notary Public, Licensed VITA Tax Preparer, IRS Annual Submitting Season Program Participant, Tax Author and Founding father of L.A.W. Tax Decision Providers. Lea has labored with a whole lot of federal particular person tax purchasers and expat tax purchasers. Lea can also be a contributing member (weekly) of Millionacres, the place she writes about tax regulation because it pertains to actual property. 

Ethan Vera is an entrepreneur and builder within the cryptocurrency mining ecosystem, co-founding Luxor Know-how and Viridi Funds. Luxor is a mining software program and companies firm that works with institutional mining farms. Luxor is among the largest mining swimming pools globally, mining just a few % of the Bitcoin community. As well as, Luxor is liable for the mining knowledge web site, hashrateindex.com. In 2021, Ethan helped cofound Viridi Funds, a crypto mining-focused funding supervisor. Viridi Funds launched their first product just a few months later, a crypto mining ETF.

Peter Westfall is a professor of statistics at Texas Tech College. Professor of statistics at Texas Tech College. He has greater than 30 years of statistics expertise together with educating, analysis, writing, and consulting. He makes a speciality of utilizing statistics in investing, technical evaluation, and buying and selling. He achieved Affiliate, Full, and Horn Professor ranks on the Rawls School of Enterprise at Texas Tech College, in addition to honorary fellowships in discovered societies. He has additionally obtained a number of awards for his statistical writings, together with a Distinguished Technical Communication award from the Carolina Chapter of the Society for Technical Communication.